Welcome to SpendNext. Please read the following Terms of Service carefully before using this app. By using the app, you agree to be bound by these terms.
SpendNext is a personal finance management tool that helps you plan your money, track income and expenses, and forecast future balance changes.
Based on the assets, income and expense rules, and other information you enter, the app provides financial planning, trend analysis, and forecasting features.
Forecast results are intended only to assist with your personal financial planning and decision-making, and do not constitute investment, wealth management, or financial advice of any kind.
You are responsible for ensuring that the information you enter is true and accurate.
Please use the app responsibly based on your actual circumstances, and do not rely on the app's forecasts as the sole basis for your financial decisions.
We respect your privacy.
Data you create in the app is used primarily to provide app features. For details on how your data is handled, please refer to the Privacy Policy.
Please keep your device and account information secure to avoid data risks caused by lost devices or unauthorized access.
Some premium features may require a subscription membership.
Subscriptions are handled through the Apple App Store. Payment, automatic renewal, cancellation, and related matters are subject to Apple's rules.
Your subscription will be charged to your Apple ID account once the purchase is confirmed.
Unless you cancel automatic renewal before the end of the current subscription period, your subscription may renew automatically.
You can manage or cancel your subscription in your Apple ID account settings.
All purchases are processed by Apple.
To request a refund, please submit your request to Apple through Apple's refund process. The developer cannot process refund requests for App Store purchases directly.
We may update, adjust, or optimize app features as the product evolves.
Major changes may be communicated through app update notes or other appropriate means.
The app may be temporarily unavailable due to factors such as your device, operating system, network, or third-party services.
We strive to keep the service stable, but we cannot guarantee that it will always be continuous, uninterrupted, or completely error-free.
Information and forecast results provided by SpendNext are generated from the data you enter and preset rules.
Because future income, expenses, and personal circumstances may change, forecast results may differ from actual outcomes.
Please exercise your own judgment based on your actual circumstances.
We may update these Terms of Service from time to time.
Updated terms will be posted on this page and take effect on the date of posting. Continued use of the app constitutes acceptance of the updated Terms of Service.
If you have any questions about these Terms of Service, you can contact us at:
Email: silicate_mail@163.com